什么是月结单？(a monthly statement?)

月结单是个人财务记录的总称，定期通知接收人其账户状态。它通常在每个月的同一天或接近同一天邮寄给收件人。这些报表的类型和账户的类型一样多。...

Savings account transactions, such as deposits and withdrawals, are shown on a monthly statement.

月结单是个人财务记录的总称，定期通知接收人其账户状态。它通常在每个月的同一天或接近同一天邮寄给收件人。这些报表的类型和账户的类型一样多。

对于支票账户，月结单将显示截至结单日期账户的当前余额。客户可以检查账户上的所有费用是否准确，以及自上个月对账单以来发生的所有存款或贷记是否已被应用。如果账户透支，这也会显示在对账单上。储蓄账户的对账单同样显示了当月活动中累积的当前余额和存款或利息红利。如果在前28-31天内从储蓄账户中提取了资金，也应在对账单上注明。。

Credit card users can check their monthly statement online to monitor transactions.

银行对账单列出了特定账户中累积的金额，而信用卡月对账单则列出了特定信用卡上累积的债务。对于流动余额，月结单允许客户查看上个月的余额，以及此后应用的任何信用。还列出了费用，以及当前到期付款和到期日期。

Monthly statements can reveal the current balance of a checking or savings account.

几乎任何类型的贷款安排都包含月度报表。抵押付款、汽车付款和其他在购买时未全额支付的大额项目将使用该报表来帮助偿还债务。汽车保险、医疗账单和其他商品和服务也使用该系统。

一些小企业使用非正式的月结单作为记账工具。园丁可能会在你的邮箱里留下一份声明，只不过是一份手写的服务收据，余额到期。对于那些提供服务或产品并需要计费客户的小企业，可以聘请会计服务来处理账单。在这种情况下，第三方编制月度报表并将其邮寄给客户，还可能根据安排收取拖欠账户的款项。。

If money has been withdrawn from a savings account in the last 28-31 days, this should be shown on the monthly statement.

随着互联网的出现，一些人现在选择电子月结单和电子支付。这相当于通过电子银行转账或信用卡在互联网上接收和支付。由于潜在的安全风险，其他人更喜欢传统的邮寄方式。

发表于 2022-02-05 03:01
阅读 ( 229 )
分类：商业金融

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